Question 1

What is off-plan property in Dubai?

Accepted Answer

Off-plan property is a home bought directly from the developer before or during construction, usually on a staged payment plan. You reserve the unit now and pay in instalments through to handover, when the completed property is yours.

Question 2

How do off-plan payment plans work?

Accepted Answer

You pay a booking deposit, often 10 to 20 percent, then instalments during construction, with a final amount due on handover. Some developers also offer post-handover plans that let you keep paying for a few years after you receive the keys.

Question 3

Is off-plan property a good investment in Dubai?

Accepted Answer

It can be. Off-plan is the lowest entry point into a brand-new build and is often the strongest for capital growth, as prices typically rise between launch and handover. Like any investment it carries construction and market risk, so the developer's track record matters.

Question 4

Can I get a Golden Visa with off-plan property?

Accepted Answer

Yes. Off-plan property worth AED 2 million or more can qualify you for the UAE's 10-year Golden Visa. The earlier rule requiring a large down payment was removed, so off-plan purchases now count towards the threshold.

Question 5

What are the risks of buying off-plan?

Accepted Answer

The main risks are construction delays and buying from an unproven developer. Buying into an escrow-protected, DLD-registered project from an established developer reduces this. We only work with developers with a real delivery record.

Question 6

How do I buy an off-plan property in Dubai?

Accepted Answer

Choose a project and unit, pay the booking deposit to reserve it, sign the sales agreement with the developer, then follow the payment plan through to handover. We guide you from shortlist to keys.

Question 7

Off-plan or ready property, which is better?

Accepted Answer

Off-plan lets you enter with a smaller deposit on a payment plan and is often stronger for capital growth. Ready property gives you rental income or a home from day one. The right choice depends on your budget and goal.

Mirfa Harmony Real Estate Development

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